Guides
How to collect unpaid invoices from a business
A step-by-step process for getting paid by a business customer: reminders, demand letters, payment plans, collection agencies and legal action.
Read →How much do commercial collection agencies charge?
Typical B2B collection agency fees in 2026: contingency rates by age and balance, flat-fee programs, legal collection costs and what to watch for in contracts.
Read →How to write a final notice before collections letter
What a B2B final notice before collections letter should say, when to send it, how to deliver it, and a sample you can adapt for an unpaid business invoice.
Read →Collection agency vs attorney for business debt
When to use a commercial collection agency, when to hire a collection attorney, how each is paid, and how the two work together on unpaid business debts.
Read →How to sue a business for an unpaid invoice
The steps to sue a business for an unpaid invoice: naming the right entity, choosing the court, filing, serving, getting a judgment and actually collecting it.
Read →Your customer filed bankruptcy: what to do as a creditor
What a business creditor should do when a customer files bankruptcy: stop collecting, confirm the case, file a proof of claim and protect 503(b)(9) rights.
Read →What to do when a client went out of business and owes you money
A client closed and still owes you. How to confirm what happened, find who may be liable, file claims in a dissolution or ABC, and decide what to pursue.
Read →How to enforce a personal guarantee on a business debt
How creditors enforce a personal guarantee on business debt: review the document, send a demand to the guarantor, sue if needed and collect the judgment.
Read →Business credit application terms that make debts collectible
The business credit application terms that matter when a customer stops paying: entity details, guarantees, fees, interest, venue and dispute deadlines.
Read →Freight broker not paying: what a carrier can do
A freight broker owes you for a load. How carriers document the claim, demand payment, file against the broker's BMC-84 bond and decide on collection or suit.
Read →Subcontractor not paid by the general contractor: your options
Unpaid by the GC? How subcontractors use demand letters, mechanics liens, payment bond claims and Miller Act rights, and why deadlines decide most outcomes.
Read →When to send an invoice to collections
When to send a business invoice to collections: the 60 to 90 day rule, warning signs that justify acting sooner, and how collectability drops with age.
Read →What to do when a customer disputes an invoice after delivery
How to handle a B2B customer who disputes an invoice after delivery: separate real disputes from stalling, apply UCC acceptance rules and collect the rest.
Read →Statute of limitations on business debt
How the statute of limitations works for business debt: written, oral and open account claims, the UCC 4-year rule for goods, tolling and choice of law.
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